Last updated: February 2026
Welcome to the KBA Home Loans website (“Website”). By accessing or using this Website, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this Website.
“KBA Home Loans”, “we”, “us”, or “our” refers to KBA Home Loans.
1. General Information Only
All content on this Website is provided for general information purposes only and does not constitute financial, legal, or credit advice.
Any information provided is not a substitute for personalised advice. You should seek independent professional advice before making any financial decisions.
Submitting an enquiry through this Website does not constitute a loan approval or create a broker–client relationship until formally agreed.
2. No Guarantee of Finance
KBA Home Loans does not guarantee:
- Loan approval
- Interest rates
- Lending terms
- Timeframes
All finance applications are subject to lender criteria, valuation outcomes, and verification processes.
3. Use of Website
You agree to use this Website lawfully and not to:
- Misuse or interfere with the Website
- Attempt unauthorised access
- Upload malicious content
- Use the Website for fraudulent purposes
- Copy or scrape content without permission
We reserve the right to suspend or block access where misuse occurs.
4. Intellectual Property
All content on this Website — including text, branding, graphics, logos, and layouts — is owned by KBA Home Loans unless stated otherwise.
You may view and print content for personal use only. You must not reproduce, distribute, or commercially exploit any material without written permission.
5. Third-Party Links
This Website may contain links to third-party websites.
We are not responsible for:
- External content
- Privacy practices
- Accuracy of third-party information
Accessing third-party sites is at your own risk.
6. Limitation of Liability
To the maximum extent permitted by law, KBA Home Loans is not liable for any loss or damage arising from:
- Use or reliance on Website content
- Errors or omissions
- Delays or interruptions
- Technical issues
- Third-party content
This includes direct, indirect, incidental, or consequential losses.
7. Privacy
Your personal information is handled in accordance with our Privacy Policy.
By using this Website, you consent to the collection and use of information as outlined in that policy.
8. Electronic Communications
By submitting forms or enquiries through this Website, you consent to being contacted by phone, email, or SMS regarding your enquiry or related services.
You may opt out of marketing communications at any time.
9. Changes to These Terms
We may update these Terms and Conditions at any time without notice. Continued use of the Website constitutes acceptance of the updated terms.
10. Governing Law
These Terms and Conditions are governed by the laws of New South Wales, Australia. Any disputes will be subject to the exclusive jurisdiction of NSW courts.